1. The attached spread sheet provides total return indexes for two mutual funds BIAGX and OAKMX as well as three S&P large-cap benchmark indexes (SGX is Large Cap Growth; SVX is Large Cap Value, and SPX is Large Cap Blend). Summary Prospectuses for both funds are also attached.
   1. Create monthly total return series for each fund and its relevant benchmark index.Please

Please explain how we would solve for the monthly returns for the funds and benchmarks

12/31/2013 Start Date End Date STYLE ? ? BIAGX US Equity OAKMX US Equity Dates TOT_RETURN_INDEX_GROSS_DVDS TOT_RETURN_INDEX_GROSS_DVDS 1/31/2014 18.43 64.04 2/28/2014 19.04 67.06 3/31/2014 18.85 68.16 4/30/2014 18.54 67.96 5/30/2014 18.68 69.79 6/30/2014 19.18 71.56 7/31/2014 18.99 70.46 8/29/2014 19.7 73.02 9/30/2014 19.12 71.68 10/31/2014 19.76 72.68 11/28/2014 20.07 74.46 12/31/2014 20.05 74.29 1/30/2015 19.49 71 2/27/2015 20.89 75.78 3/31/2015 20.85 73.87 4/30/2015 20.76 75.18 5/29/2015 21.18 75.7 6/30/2015 21.01 74.07 7/31/2015 21.72 74.85 8/31/2015 20.48 70.67 9/30/2015 19.94 68.19 10/30/2015 21.5 73.96 11/30/2015 21.84 74.1 Large Cap Growth Large Cap Value Large Cap Blend SGX Index SVX Index SPX Index TOT_RETURN_INDEX_GROSS_DU TOT_RETURN_INDEX_GROSS_DI TOT_RETURN_INDEX_GROSS_DVDS 964.5163 814.2809 1787.3921 1015.0979 845.5613 1869.1384 1007.7094 867.376 1884.8541 1010.7496 877.8776 1898.7819 1044.6368 889.0344 1943.338 1066.3513 907.2782 1983.484 1053.0792 893.4259 1956.1272 1098.8819 925.7282 2034.3749 1086.8639 909.5593 2005.851 1118.7969 926.6843 2054.8345 1152.8442 947.8369 2110.0731 1141.7927 952.9221 2104.6434 1122.7492 910.6408 2041.4655 1189.8909 960.6141 2158.7888 1170.0291 946.3864 2124.6547 1175.6177 960.5725 2145.0304 1196.5601 967.6389 2172.6181 1173.7102 948.6266 2130.5602 1216.1675 952.2334 2175.2047 1142.1886 895.3366 2043.9569 1117.0447 870.3678 1993.3906 1222.0118 934.0647 2161.5375 1223.4445 938.8289 2167.9688 12/31/2013 Start Date End Date STYLE ? ? BIAGX US Equity OAKMX US Equity Dates TOT_RETURN_INDEX_GROSS_DVDS TOT_RETURN_INDEX_GROSS_DVDS 1/31/2014 18.43 64.04 2/28/2014 19.04 67.06 3/31/2014 18.85 68.16 4/30/2014 18.54 67.96 5/30/2014 18.68 69.79 6/30/2014 19.18 71.56 7/31/2014 18.99 70.46 8/29/2014 19.7 73.02 9/30/2014 19.12 71.68 10/31/2014 19.76 72.68 11/28/2014 20.07 74.46 12/31/2014 20.05 74.29 1/30/2015 19.49 71 2/27/2015 20.89 75.78 3/31/2015 20.85 73.87 4/30/2015 20.76 75.18 5/29/2015 21.18 75.7 6/30/2015 21.01 74.07 7/31/2015 21.72 74.85 8/31/2015 20.48 70.67 9/30/2015 19.94 68.19 10/30/2015 21.5 73.96 11/30/2015 21.84 74.1 Large Cap Growth Large Cap Value Large Cap Blend SGX Index SVX Index SPX Index TOT_RETURN_INDEX_GROSS_DU TOT_RETURN_INDEX_GROSS_DI TOT_RETURN_INDEX_GROSS_DVDS 964.5163 814.2809 1787.3921 1015.0979 845.5613 1869.1384 1007.7094 867.376 1884.8541 1010.7496 877.8776 1898.7819 1044.6368 889.0344 1943.338 1066.3513 907.2782 1983.484 1053.0792 893.4259 1956.1272 1098.8819 925.7282 2034.3749 1086.8639 909.5593 2005.851 1118.7969 926.6843 2054.8345 1152.8442 947.8369 2110.0731 1141.7927 952.9221 2104.6434 1122.7492 910.6408 2041.4655 1189.8909 960.6141 2158.7888 1170.0291 946.3864 2124.6547 1175.6177 960.5725 2145.0304 1196.5601 967.6389 2172.6181 1173.7102 948.6266 2130.5602 1216.1675 952.2334 2175.2047 1142.1886 895.3366 2043.9569 1117.0447 870.3678 1993.3906 1222.0118 934.0647 2161.5375 1223.4445 938.8289 2167.9688