The average Roman's lifespan 2,000 years ago was 22 years. In 1900, a person was expected to live 473 years. In 2017, life expectancy is 79.26. Assume you are a 39-year-old female. (Use Table 2012) (for females subtract 3 years from the table.) (Leave no cells blank - be certain to enter "0" wherever required.) .. What annual premium would you pay for a $150,000, 5-year term life insurance policy? Annual premium b. What is the cash value after 3 years? Cash value Five-year term Stralght life Age Twenty-year endowment Age Twenty- payment life Age Age 5.90 20 13.85 20 21 1.85 1.85 20 21 22 21 8.28 8.61 8.91 6.13 6.35 20 21 22 14.35 22 1.85 22 23 23 9.23 23 24 24 23 24 25 26 27 28 29 1.85 1.85 1.85 1.85 1.86 25 24 25 26 27 14.92 15.54 16.05 17.55 17.66 18.33 6.60 6.85 7.13 7.43 7.75 8.08 25 26 27 26 27 28 28 28 1.86 1.87 8.46 29 30 29 30 29 30 30 1.87 19.12 20.00 20.90 21.88 22.89 1.87 31 31 31 32 31 32 32 32 33 33 34 35 36 37 1.88 1.95 208 223 33 34 35 34 35 9.56 9.91 10.29 10.70 11.12 11.58 12.05 12.57 13.10 13.67 14.28 14.92 15.60 16.30 17.04 17.81 186 1944 20.31 21.21 22.15 23.98 25.13 26.35 33 34 35 36 37 38 39 36 27.64 8.85 9.27 9.71 10.20 10.71 11.26 11.84 12.46 13.12 13.81 14 54 15 30 16:11 16.96 17.86 36 37 38 39 37 28.97 38 38 39 40 2.44 2.67 295 3.24 3.52 3.79 4.04 4.26 39 40 40 30.38 31.84 33.36 34.94 36.59 41 41 42 43 42 42 42 43 19 38:29 44 4.50 44 40.09