The balance sheet for Gotbucks Bank, Inc. (GBI), is presented below ($ millions): Assets Liabilities and Equity Cash $30 Core deposits $20 Federal funds 20 Federal funds Loans (floating) 105 Euro CDs Loans (fixed) 65 Equity 20 Total assets $220 Total liabilities & equity $220 Notes to the balance sheet: The fed funds rate is 8.5 percent, the floating loan rate is LIBOR + 4 percent, and currently LIBOR is 11 percent. Fixed rate loans have five-year maturities, are priced at par, and pay 12 percent annual interest. The principal is repaid at maturity. Core deposits are fixed rate for two years at 8 percent paid annually. The principal is repaid at maturity. Euros currently yield 9 percent. The balance sheet for Gotbucks Bank, Inc. (GBI), is presented below ($ millions): Assets Liabilities and Equity Cash $30 Core deposits $20 Federal funds 20 Federal funds Loans (floating) 105 Euro CDs Loans (fixed) 65 Equity 20 Total assets $220 Total liabilities & equity $220 Notes to the balance sheet: The fed funds rate is 8.5 percent, the floating loan rate is LIBOR + 4 percent, and currently LIBOR is 11 percent. Fixed rate loans have five-year maturities, are priced at par, and pay 12 percent annual interest. The principal is repaid at maturity. Core deposits are fixed rate for two years at 8 percent paid annually. The principal is repaid at maturity. Euros currently yield 9 percent