The beginning cash balance is $$18,000.$ Sales are forecasted at $$860,000$ of which $80\%$ will be on account. Seventy percent of credit sales are expected to be collected in the year of sale. Cash expenditures for the year are forecasted at $$475,000.$ Accounts Receivable from previous accounting periods totaling $$11,300$ will be collected in the current year. The company is required to make a $$14,000$ loan payment and an annual interest payment on the last day of every year. The loan balance as of the beginning of the year is $$95,000,$ and the annual interest rate is $8\%.$

Compute the excess of available cash over cash disbursements.

Excess of available cash over cash disbursements $