The Bruin Stock Fund sells Class A shares that have a front-end load of 7.8 percent, a 12b-1 fee of 0.29 percent, and other fees of 0.73 percent. There are also Class B shares with a 5 percent CDSC that declines 1 percent per year, a 12b-1 fee of 1.20 percent, and other fees of 0.78 percent. Assume the portfolio return is 11 percent per year. What is the difference in values of $1 invested in each share class if your investment horizon is 23 years?