The capital-to-assets ratio for property-liability insurers is _________ the capitalto-assets ratio of life-health insurers. a. greater than b. less than c. equal to d. not comparable

Ceding insurance coverage means the coverage has been a. shifted to a reinsurer b. cancelled c. extended d. used up by the insured

Which of the following is not a problem associated with information disclosure regulation? a. Consumers may misuse the information. b. It is difficult to develop accurate and easily understood measures of quality. c. Information is readily available from other sources so regulation of disclosure imposes unnecessary costs on insurers. d. Simple measures of quality, such as complaint ratios, may not be directly comparable across insurers because of their different mixes of policyholder risk and their differences in size.