The Carnival Cruise Line has	been experiencing declining sales.
It is concerned that it will have to adjust their current dividends.
In light of this, the dividends wil see a declining growth rate of
2.75% for the foreseeable future.
The expected rate of return wil be 9.86%
The firm had just recently paid a dividend of $2.68
What do you approximate the fair value of Carnival to be?
As a bench mark, the stock currently has a value of $22.76