The Chief Executive Officer of Total Caribbean Solutions Commercial Bank (TCSCB) operating in the Caribbean has asked his team of Charted Financial Analysts to conduct a critical assessment of the entitys financial statements to ascertain its financial health in preparing the bank for an assessment by the regulator of Commercial Banks. The team is asked to asses the banks asset quality, capital adequacy, earnings, liquidity risk, sensitivity to market risk and the strength of its Board and Management oversight function. The financial statements and indicators below should aid in the assessment as well as the notes provided. You should analyze the commercial banks performance as reflected in the financial statements below. Your analysis should include but not be limited to the following

a)

compare and contrast the operational risk, compliance and financial challenges faced RCB which operates in two jurisdictions (jamaica) and st. lucia. discuss how these challenges will impact the financial institutions ability to offer a wide range of financial products to the public