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The common fraudster is usually depicted with the following characteristics: first-time offender, middle-aged, male, well-educated, married with children, trusted employee, in a position of responsibility,

The common fraudster is usually depicted with the following characteristics: first-time offender, middle-aged, male, well-educated, married with children, trusted employee, in a position of responsibility, and possibly considered a "good citizen" through works in the community or through a church organization. The terminology used to refer to such a person has gravitated over time from "accidental" to ____________ fraudster.

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