The Consolidated Omnibus Reconciliation Act contains which three characteristics? 1) An amendment to ERISA Title II, applies to all employees, allows employees to continue group health insurance coverage if lost due to a qualifying event 2) An amendment to ERISA Title II, applies to private sector companies with 20 or more employees, allows employees to continue group health insurance coverage if lost due to a qualifying event An amendment to ERISA Title I, applies to private sector companies with 20 3) or more employees, allows employees to continue group health insurance coverage if lost due to a qualifying event 4) An amendment to ERISA Title I, applies to all employees, allows employees to continue group health insurance coverage if lost due to a qualifying event