The correct answer is Borrow $13,900, however I do not understand how to get that answer. Could someone please explain?

r Scenic Company is preparing a cash budget for August. The company has $20,500 in cash at the beginning of August and anticipates $50,300 in cash receipts and $74,700 in cash payments during August. Scenic Company has an agreement with its bank to maintain a minimum cash balance of $10,000. As of July 31, the company has no loans outstanding. To maintain the $10,000 required balance, during August the company must: Borrow $6,100 Repay $4,100 Borrow $13,900