The country of Sahara is negotiating a new loan agreement with a consortium of international banks. Both sides have a tentative agreement on the principal -- $220 million. But there are still wide differences of opinion on the final interest rate and maturity. The banks would like a shorter loan, 4 years in length, while Sahara would prefer a long maturity of 6 years. The banks also believe the interest rate will need to be 15.691% per annum, but Sahara believes that is too high, arguing for 10.655%. The payments will be made anually in either case.What is the difference in annual payment amounts between the two scenarios (Bank Vs. Country terms)?