The current zero-coupon yield curve for risk-free bonds is as follows: 1 2. 3 Maturity (years) YTM 4 5.92% 5 6.06% 5.02% 5.48% 5.78% What is the risk-free interest rate for a five-year maturity? The risk-free interest rate for a five-year maturity is %. (Round to two decimal places.)