The Delos adjusted gross income is $198,000 per year. The Delos monthly housing expenses come out to $1,967.41. Their car payment is $299, their student load payments combined are $550, and their credit card bill is $1,250. Calculate their back end ratio and determine whether the bank will approve them for the mortgage.

A. 25% , Yes

B. 25% , No

C. 24% , No

D. 24% , Yes