The demand for loanable funds from which of the following is least elastic in response to interest rates? households federal government the aggregated U.S. demand businesses QUESTION 12 The risk-free rate is the lowest rate offered on loans by commercial banks is the return expected on an investment that has absolutely no risk is determined by rating agencies is the rate of return for loaning money to the U.S. government QUESTION 13 Which of the following is a stated goal of the Fed? Censure member banks are fairly and equally lending money to businesses and individuals keep the money supply sufficient to meet demand achieve full employment keep interest rates as low as possible