The diagram below shows how a bank$$s realized ROE depends on the average yield on assets for a deposit rate of $10\%$ and two different equity$-$asset ratios. The average yield on assets is uncertain and can be anywhere between $-1\mathrm{.}00$ and $1\mathrm{.}00.$ Line B corresponds to a$\_\_\_\_$ equity$-$asset ratio and a $\_\_\_\_$degree of leverage than Line A$.$ In the case shown in the diagram, line B also implies a $\_\_\_\_$ chance of insolvency than line A$.$

which options is correct

higher; lower; higher

lower; higher; higher

lower; higher; lower

higher; lower; lower