The D&N Insurance Company writes medical malpractice coverage for doctors and nurses within its state of domicile. Coverage is somewhat concentrated in the capital city of the state. D&N's policies provide a $1 million occurrence and aggregate limit. Two recent catastrophic verdicts within the state were found against each of three surgeons that participated together in one surgery. As a reinsurer, what coverage would you suggest that should be added to protect D&N for this type of occurrence? Available answer options Select only one option A D&N should add clash coverage with an appropriate limit. B D&N should add per occurrence excess reinsurance. C D&N should purchase catastrophe reinsurance. D D&N should increase its aggregate reinsurance limits