the drop downs are:

1. a)employee

b) employer

2. a)taxable income

b) monthtly paycheck

c) annual salary

3. a) part of

b) excludable from

4. a) subject to

b) not subject to

Roth 401(k)

5. a) after-tax dollars

b) pretax contributions

c) projected retirement benefits

6. a)tax free

b) a set amount

7. a) age 59 1/2

b) retired

c) age 65

d) age 67

In addition to pension plans, employers of all sizes offer supplemental plans. These plans are often voluntary and help employees to not only increase the amount of funds being held for retirement but also enjoy attractive tax benefits. A thrift and savings plan has the employer contribute an amount equal to a proportion of the employee's contribution to the plan. If the plan is IRS qualified, contributions and earnings aren't included in until withdrawal. An employee's contribution is considered taxable sncome. Thus, it is Income tax A Roth 401(k) is a supplement retirement plan, which, unlike a traditional 401(k) plan, requires that all contributions are made in With a Roth 401(k), monies withdrawn from the plan are assuming that you are and held the account for five years or more