the dwelling covered, and consequently the amount to be reimbursed by the insurance company.) extra living expenses. Enter all amounts as positive numbers. Leave no cells blank. Enter " 0 " wherever required. Round your answers to the nearest dollar. " 0 " wherever required. Round your answers to the nearest dollar. $ Paid for by the Millers? $ nearest dollar and answer for percentage to two decimal places. Amount: \$ Percentage: % Jable 10-1 Summary of Homeowner's Insurance Policies \begin{tabular}{|c|c|c|c|} \hline & HO-1 (Basic Form) & HO-2 (Broad Form) & HO-3 (Special Form) \\ \hline \begin{tabular}{l} Perils covered \\ (descriptions are given below) \end{tabular} & Perils 14,6,812 & Perils 116 & \begin{tabular}{l} All perils except those \\ specifically excluded \\ for buildings; perils \\ 116 on personal property \\ (does not include glass \\ breakage) \end{tabular} \\ \hline \begin{tabular}{l} House and any other \\ attached buildings \end{tabular} & \begin{tabular}{l} Amount based on \\ replacement cost, \\ minimum $15,000 \end{tabular} & \begin{tabular}{l} Amount based on \\ replacement cost, \\ minimum $15,000 \end{tabular} & \begin{tabular}{l} Amount based on \\ replacement cost, \\ minimum $20,000 \end{tabular} \\ \hline \begin{tabular}{l} Detached buildings \\ (appurtenant structures) \end{tabular} & \begin{tabular}{l} 10 percent of insurance on \\ the home (minimum) \end{tabular} & \begin{tabular}{l} 10 percent of insurance on \\ the home (minimum) \end{tabular} & \begin{tabular}{l} 10 percent of insurance on \\ the home (minimum) \end{tabular} \\ \hline Trees, shrubs, plants, etc. & \begin{tabular}{l} 5 percent of insurance on \\ the home, $500 maximum \\ per item \end{tabular} & \begin{tabular}{l} 5 percent of insurance on \\ the home, $500 maximum \\ per item \end{tabular} & \begin{tabular}{l} 5 percent of insurance on \\ the home, $500 maximum \\ per item \end{tabular} \\ \hline Personal property & \begin{tabular}{l} 50-70 percent of insurance on \\ the home (minimum) \end{tabular} & \begin{tabular}{l} 50-70 percent of insurance on \\ the home (minimum) \end{tabular} & \begin{tabular}{l} 5070 percent of insurance on \\ the home (minimum) \end{tabular} \\ \hline \begin{tabular}{l} Loss of use and/or additional \\ living expense \end{tabular} & \begin{tabular}{l} 10 percent of insurance on \\ the home \end{tabular} & \begin{tabular}{l} 20 percent of insurance on \\ the home \end{tabular} & \begin{tabular}{l} 20 percent of insurance on \\ the home \end{tabular} \\ \hline \begin{tabular}{l} Credit card, forgery, \\ counterfeit money \end{tabular} & $1,000 & $1,000 & $1,000 \\ \hline \end{tabular} \begin{tabular}{|c|c|c|} \hline \begin{tabular}{l} Liability coverage/limits \\ (for all policies) \end{tabular} & & Special limits of liability \\ \hline \begin{tabular}{l} Comprehensive personal \\ liability \\ No-fault medical payments \\ No-fault property damage \end{tabular} & \begin{tabular}{l} $300,000 \\ $1,000 \\ $500 \end{tabular} & \begin{tabular}{l} For the following classes of personal property, special limits \\ apply on a per-occurrence basis (e.g., per fire or theft): \\ money, coins, bank notes, precious metals (gold, silver, etc.), \\ $200; computers, $5,000; securities, deeds, stocks, \\ bonds, tickets, stamps, $1,000; watercraft and trailers, \\ including furnishings, equipment, and outboard motors, \\ $1,000; trailers other than for watercraft, $1,000; \\ jewelry, watches, furs, $1,000; silverware, goldware, etc., \\ $2,500; guns, $2,000. \end{tabular} \\ \hline \multicolumn{3}{|l|}{ List of perils covered } \\ \hline \begin{tabular}{l} 1. Theft \\ 2. Fire or Lightning \\ 3. Explosion \\ 4. Smoke \\ 5. Freezing \\ 6. Vehicles \\ 7. Falling Objects \\ 8. Volcanic Eruption \\ 9. Windstorm or Hail \end{tabular} & & \begin{tabular}{l} 10. Riot or Civil Commotion \\ 11. Damage caused by Aircraft \\ 12. Vandalism or Malicious Mischief \\ 13. Damage due to weight of Ice, Snow, or Sleet \\ 14. Sudden \& Accidental Tearing Apart, Cracking, Burning, or \\ Bulging \\ 15. Sudden \& Accidental Damage from Artificially Generated \\ Electric Current \\ 16. Accidental Discharge or Overflow of Water from Plumbing, \\ Air conditioning etc. \end{tabular} \\ \hline \end{tabular}