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The effective cost of credit depends upon 1. the amount of time the borrower has the use of the funds 2. the stated rate of

The effective cost of credit depends upon 1. the amount of time the borrower has the use of the funds 2. the stated rate of interest 3. the proceeds the borrower may use a. 1 and 3 b. 2 and 3 c. 1 and 2 d. 1, 2, and 3

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