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The employee and employer has contributed a total of $75,000 and $18,750 respectively to a 401k. The employer contribution is 40% vested. What is the

The employee and employer has contributed a total of $75,000 and $18,750 respectively to a 401k. The employer contribution is 40% vested. What is the maximum amount this employee may borrow from their 401k?

Round to the nearest whole dollar.

Please answer correctly and explain each part. Thanks

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