The equivalent rate with quarterly capitalisation to 12% capitalized on a semi-anual basis will be: a. nominally lower than 12% and it will be the effective rate O b. nominally higher than 12% and it will be the effective rate O c. nominally higher than 12% and it will not be the effective rate O d. nominally lower than 12% and it will not be the effective rate A deposit of 5000 USD has been made. The interest rate is 4%. After half a year, 2000 USD was added. What amount (max.) will you be able to withdraw in a year (from now)? 1 IEE