The ER = -15,000 . It's kindve hard to see

1. The 544 National Bank (544NB) recently discovered that it had Demand Deposits balances of (DD ) $1,000,000 and Excess Reserves of (ER-)-$15,000. The required reserve ratio is (r ) 10 percent. The 544NB has Total Reserves of (TR-): 1. $115,000 b. $100,000 c. $90,000. d. $85,000. e. Unavailable with the information provided