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The extension of the loan moratorium period by local banks is said to be able to help ease the financial burden of borrowers affected by

The extension of the loan moratorium period by local banks is said to be able to help ease the financial burden of borrowers affected by the spread of the Covid-19 epidemic as well as the implementation of the Movement Control Order (PKP). Describe THREE (3) negative effects that may arise as a result of the extension of the loan moratorium period.

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