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The Fairfield Insurance Company is an admitted property/casualty insurer in all states it writes in. it has a specialty for writing unique and expensive items

The Fairfield Insurance Company is an admitted property/casualty insurer in all states it writes in. it has a specialty for writing unique and expensive items that do not fit on a commercial property or homeowner's insurance policy. Does Fairfield Insurance have to file its insurance policy forms for these risks with the state departments of insurance where the property is insured? Discuss.

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