The finance team is looking at some various $CD$ and savings options to create a sinking fund to pay for a planned facility expansion. They are going to need $$175,000$ at the end of month $3,$ $$160,000$ at the end of month $4$ and $$120,000$ at the end of month $6.$ Marinette has been working with $2$ local banks; the following table outlines their current return on various investments. $($Blanks note that that option is not available at that bank.$)$

$\backslash$table$[[,$Return$],[$Term $($months$),$Bank $1,$Bank $2],[1,0\mathrm{.}82\%,0\mathrm{.}88\%$