The financial analyst for Sportit, Inc has compiled sales and disbursement estimates for the coming months of January through May. Historically. 75 percent of sales are for cash with the remaining 25 percent collected in the following month. The ending cash balance in January is $3,000 Month Sales Cash Disbursement January $ 5,000 $6,000 February 6,000 7,000 March 10,000 4,000 April 10,000 5,000 May 10,000 5,000 The firm has a negative net cash flow in the month(s) of Select one: a. February and March O b. January and February O c January, February and March O d. February