The financial statements for First National Bank (FNB) are shown below: Cash Assets Demand deposits from other FIS Investments Federal funds sold Loans Reserve for loan losses Premises Total assets Balance Sheet First National Bank Liabilities and Equity $ 460 Demand deposits $ 5,450 1,400 Small time deposits 10,900 4,100 Jumbo CDs 3,250 2,055 15,625 Federal funds purchased Equity 2,300 2,250 (1,225) 1,735 $ 24,150 Total liabilities/equity $ 24,150 Income Statement First National Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes $ 2,650 1,680 190 150 430 100 a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB's ROA. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) a. FNB's earning assets b. FNB's ROA c. FNB's asset utilization ratio d. FNB's spread % % % 222