The financial statements for First National Bank (FNB) are shown below. Balance Sheet First National Bank Assets Liabilities and Equity Cash $ 540 Demand deposita Demand deposits from other FIS 1,800 Small time deposits Investments 4,500 Jumbo CDs Federal funds sold 2,295 Federal funds purchased Loans 16,425 Equity Reserve for loan losses (2,025) Premises 2, 135 Total assets $25,670 Total liabilities/equity $ 5,570 11,100 3,650 2,700 2,650 $25,670 Income Statement First National Bank Interest income $3,050 Interest expense 2,020 Provision for loan losses 270 Noninterest income 230 Non interest expense 510 Taxes 90 a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB'S ROA. (Round your answer to 2 decimal places. (e.g. 32.16) c. Calculate FNB's asset utilization ratio. (Round your answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your answer to 2 decimal places. (e.g. 32.16)) 0 b. FNB's earning assets FNB'S ROA FNB's asset utilization ratio % % d. FNB's spread