The financial statements for First National Bank (FNB) are shown below: $ Balance Sheet First National Bank Assets Liabilities and Equity Cash $ 550 Demand deposits Demand deposits from other FIS 1,850 Small time deposits Investments 4,550 Jumbo CDs Federal funds sold 2,325 Federal funds purchased Loans 16,525 Equity Reserve for loan losses (2,125) Premises 2,185 Total assets $25,860 Total liabilities/equity $ 5,510 11,200 3,700 2,750 2,700 $25,860 Income Statement First National Bank Interest income $3,100 Interest expense 2,070 Provision for loan losses 280 Noninterest income 240 Noninterest expense 520 Taxes 60 a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB's ROA. (Round your answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your answer to 2 decimal places. (e.g., 32.16)) a b. FNB's earning assets FNB'S ROA FNB's asset utilization ratio FNB's spread % % C. d. %