The financial statements for First National Bank (FNB) are shown below: Balance Sheet First National Bank Liabilities and Equity Assets Demand deposits Small time deposits $ 5,630 Cash $ 530 Demand deposits from other FIs 1,750 11,000 Investments 4,450 2,265 16,325 (1,925) 2,085 Jumbo CDs 3,600 2,650 2,600 Federal funds sold Federal funds purchased Equity Loans Reserve for loan losses Premises $25,480 liabilities / equity $25,480 Total assets Total Income Statement First National Bank $3,000 1,970 Interest income Interest expense Provision for loan losses 260 Noninterest income 220 Noninterest expense 500 80 es a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB's ROA. (Round your answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your answer to 2 decimal places. (e.g., 32.16)) FNB's earning assets . FNB's ROA b. % FNB's asset utilization ratio % C. FNB's spread d