The financial statements for First National Bank (FNB) are shown below: Assets Cash Demand deposits from other FIS Investments Federal funds sold Loans Reserve for loan losses Premises Total assets, Income Statement First National Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes Balance Sheet First National Bank $ 3,000 1,970 260 220 500 80 $ 530 1,750 4,450 2,265 16,325 (1,925) 2,085 $ 25,480 Liabilities and Equity Demand deposits Small time deposits Jumbo CDs Federal funds purchased Equity Total liabilities/equity a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB's ROA. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) $ 5,630 11,000 3,600 2,650 2,600 $ 25,480

The financial statements for First National Bank (FNB) are shown below. a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB's ROA. (Round your percentage answer to 2 decimal places. (e.9., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your percentage answer to 2 decimal places. (e.9., 32.16))