The financial statements for MHM Bank (MHM) are shown below:

Balance Sheet MHM Bank
Assets			Liabilities and Equity
Cash and due from banks	$	2,080	Demand deposits	$	10,780
Demand deposits at other FIs		2,700	Small time deposits		10,510
Investments		6,380	Jumbo CDs		7,830
Federal funds sold		3,150	Federal funds purchased		630
Loans (less reserve for loan losses of 4,000)		20,360	Other liabilities		3,900
Premises		2,430	Equity		3,450
Total assets	$	37,100	Total liabilities/equity	$	37,100

Income Statement MHM Bank
Interest income	$ 4,378
Interest expense	2,344
Provision for loan losses	1,700
Noninterest income	860
Noninterest expense	1,135
Taxes	395

a.	Calculate the dollar value of MHMs earning assets.

MHMs earning assets

$

b.	Calculate the dollar value of MHMs interest-bearing liabilities.

MHMs interest-bearing liabilities

$

c.	Calculate MHMs spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))

MHMs spread

%

d.	Calculate MHMs interest expense ratio. (Round your answer to 3 decimal places. (e.g., 32.161))

MHMs interest expense ratio

%