The financial statements for MHM Bank (MHM) are shown below: Balance Sheet MHM Bank Assets Cash and due from banks $ 2,000 Demand deposits at other FIS 1,900 Investments 6,240 Federal funds sold 3,070 Loans (less reserve for loan losses of 3,200) 20,210 Premises 2,350 Total assets $35,770 Liabilities and Equity Demand deposits Small time deposits Jumbo CDs Federal funds purchased Other liabilities Equity Total liabilities/equity $10,700 10,430 7,750 550 2,970 3,370 $35,770 Income Statement MHM Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes $4,208 2,184 900 780 1,055 315 a. Calculate the dollar value of MHM's earning assets. b. Calculate the dollar value of MHM's interest-bearing liabilities. c. Calculate MHM's spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161)) d. Calculate MHM's interest expense ratio. (Round your answer to 3 decimal places. (e.g., 32.161)) a. MHM's earning assets b. MHM's interest-bearing liabilities C. MHM's spread MHM's interest expense ratio % d. %