The financial statements for MHM Bank (MHM) are shown below:

Balance Sheet MHM Bank
Assets			Liabilities and Equity
Cash and due from banks	$	2,050	Demand deposits	$	10,750
Demand deposits at other FIs		2,400	Small time deposits		10,480
Investments		6,340	Jumbo CDs		7,800
Federal funds sold		3,120	Federal funds purchased		600
Loans (less reserve for loan losses of 3,700)		20,320	Other liabilities		3,580
Premises		2,400	Equity		3,420
Total assets	$	36,630	Total liabilities/equity	$	36,630

Income Statement MHM Bank
Interest income	$ 4,318
Interest expense	2,284
Provision for loan losses	1,400
Noninterest income	830
Noninterest expense	1,105
Taxes	365
Calculate the dollar value of MHMs earning assets. Calculate the dollar value of MHMs interest-bearing liabilities. Calculate MHMs spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161)) Calculate MHMs interest expense ratio. (Round your answer to 3 decimal places. (e.g., 32.161))