The financial statements for MHM Bank (MHM) are shown below:

Balance Sheet MHM Bank
Assets			Liabilities and Equity
Cash and due from banks	$	2,120	Demand deposits	$	10,820
Demand deposits at other FIs		3,100	Small time deposits		10,550
Investments		6,460	Jumbo CDs		7,870
Federal funds sold		3,190	Federal funds purchased		670
Loans (less reserve for loan losses of 4,400)		20,430	Other liabilities		4,370
Premises		2,470	Equity		3,490
Total assets	$	37,770	Total liabilities/equity	$	37,770

Income Statement MHM Bank
Interest income	$ 4,458
Interest expense	2,414
Provision for loan losses	2,100
Noninterest income	900
Noninterest expense	1,175
Taxes	435

a.	Calculate the dollar value of MHMs earning assets.

MHMs earning assets

$

b.	Calculate the dollar value of MHMs interest-bearing liabilities.

MHMs interest-bearing liabilities

$

c.	Calculate MHMs spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))

MHMs spread

%

d.	Calculate MHMs interest expense ratio. (Round your answer to 3 decimal places. (e.g., 32.161))

MHMs interest expense ratio

%