The financial statements for MHM Bank (MHM) are shown below:

a. Calculate MHMs total operating income (3 points).

b. Calculate MHMs asset utilization ratio (3 points).

c. Calculate MHMs ROA (3 points).

d. Calculate the dollar value of MHMs earning assets (3 points).

e. Calculate the dollar value of MHMs interest-bearing liabilities (3 points).

f. Calculate MHMs spread (3 points).

g. Calculate MHMs net interest margin (3 points).

h. Calculate MHMs interest expense ratio (3 points).

Please show all work adn explantions, thank you

Balance Sheet MHM Bank
Assets						Liabilities and Equity
Cash and due from banks	$		8,200	Demand deposits			$		35,600
Demand deposits at other FIs		9,100			Small time deposits			32,900
Investments		9,600			Jumbo CDs			12,000
Federal funds sold		9,400			Federal funds purchased			3,300
Loans (less reserve for loan losses of 10,400)		74,800			Other liabilities			16,200
Premises		8,900			Equity			20,000
Total assets	$		120,000	Total liabilities/equity			$		120,000

Income Items for MHM Bank
Interest income	$ 9,380
Interest expense	3,856
Provision for loan losses	7,800
Noninterest income	6,044
Noninterest expense	4,300
Taxes (credit)	- 132