The financial statements for THE Bank are shown below: $ 2,480 Assets Cash Demand deposits from other FIS Investments Federal funds sold Loans Reserve for loan losses Premises Total assets Balance Sheet THE Bank Liabilities and Equity $ 230 Demand deposits 630 Small time deposits 1,830 Jumbo CDs 930 Federal funds purchased 6,930 Equity (800) 780 $10,530 Total liabilities/equity 4,830 1,45 1.030 735 $10,530 Income statement THE Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes $2,450 1,060 80 270 440 70 a. Calculate THE Bank's earning assets. b. Calculate THE Bank's ROA (Round your answer to 3 decimal places. (e.g. 32.161)) c. Calculate THE Bank's total operating income d. Calculate THE Bank's spread. (Do not round intermediate catculations. Round your answer to 3 decimal places. (6.9.32.161))