The financial statements for THE Bank are shown below:

Balance Sheet THE Bank
Assets			Liabilities and Equity
Cash	$	270	Demand deposits	$	2,520
Demand deposits from other FIs		670	Small time deposits		4,870
Investments		1,870	Jumbo CDs		1,495
Federal funds sold		970	Federal funds purchased		1,070
Loans		6,970	Equity		815
Reserve for loan losses		(800)
Premises		820
Total assets	$	10,770	Total liabilities/equity	$	10,770

c.	Calculate THE Banks total operating income.

d.	Calculate THE Banks spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))