The financial statements for THE Bank are shown below: Balance Sheet THE Bank Assets Liabilities and Equity Cash $ 270 Demand deposits $ 2,520 Demand deposits from other FIs 670 Small time deposits 4,870 Investments 1,870 Jumbo CDs 1,495 Federal funds sold 970 Federal funds purchased 1,070 Loans 6,970 Equity 815 Reserve for loan losses (800) Premises 820 Total assets $ 10,770 Total liabilities/equity $ 10,770 Income Statement THE Bank Interest income $ 2,480 Interest expense 1,700 Provision for loan losses 120 Noninterest income 310 Noninterest expense 480 Taxes 50

a. Calculate THE Banks earning assets.

b. Calculate THE Banks ROA. (Round your percentage answer to 3 decimal places. (e.g., 32.161))