The firm opens a coffee shop and expects cash flows of $35,452 at the end of one year and raises equity to pay for the shop. The risk-free rate is 5% and given the risk, the coffee shop should earn 12.8%. What is ru if the actual cash flows are $35,044 ? Input your answer as a percentage and round your final answer to two decimal places. (i.e., 0.102345=10.23% type 10.23)