The first half of 2020 was the most dizzying selloff-turned-comeback many investors have witnessed in decades of working on Wall Street. It is highly recommended that individual investors should take control of their financial lives, free from costs and conflicts of traditional brokerage firms. Numerous times the investors need to reinvent their company in order to succeed. Explain how? You plan to be on defensive side during the turbulence time. What are some basic rules for managing risks during turbulent times.