The first is the Expense/Income/Asset/Net Worth section.

The Net Worth/Income/Asset/Expenditure section is next, where expenses are classified as fixed or variable.

Cash In Options (Net Worth/Liabilities/Total Income) - Cash Out Options (Total Expenses/Assets/Liabilities/Net Worth)

5. Understanding the cash-flow statement A cash-flow statement shows you where your money comes from and where it goes. There are three sections. The first is the section. It reflects all cash inflows including income from wages, gifts, investments, and so on. The section is next, where expenses are classified as fixed or variable. And the last part is the net of the cash in and cash out, which shows what you have left or what you have overspent in a given time period. The following items may or may not appear on a personal cash-flow statement. Check "Cash In" or "Cash Out accordingly if the item would appear on a personal cash-flow statement. If neither applies, leave both checkboxes empty. Cash In Cash Out National Merit scholarship Monthly mortgage payment Clothing purchases Cash from sale of auto O Interest on municipal bond Property taxes Company-paid business trip Property taxes U Company-paid business trip Capital gains tax Stock dividends Cash in less cash out results in a cash value. If this cash value is positive, it indicates that the individual or family has a cash deficit Expenses are categorized as fixed or variable depending on their nature. Categorize each of the following expenses as fixed or variable. Fixed Expenses Variable Expenses Monthly mortgage payment Clothing purchases Property taxes Capital gains tax Fixed expenses are expenses that are usually contractual with a predetermined payment, typically equal, periodic payments. Fixed expenses are expenses that are usually contractual with a predetermined payment, typically equal, periodic payments. The surplus (deficit) section of the cash-flow statement shows whether you added to your bank balance with a surplus or lowered your cash balance (or needed to borrow from savings) because of a deficit. Complete the surplus (deficit) formula that follows by selecting the correct term for each piece of the equation. Surplus (Deficit) (Cash in) (Cash out) (Change in your cash balance)