The first method is paying down your debt uses your sense of accomplishment as motivation. and The second method is you pay off the card with the highest interest rate. It can be a faster, and cheaper, method than the snowball method.Errors on your credit report can reduce your score artificially - which could mean a higher interest rate and less money in your pocket - so it is important to check your credit report and correct any errors well before you apply for a loan. Group of answer choices True False