The following adjusted trial balance for Bell Servicing was prepared at the end of the fiscal year, December $31,2023$ :

$1.$ Prepare a classified multiple$-$step income statement that would be used by the business's owner.

$2.$ Prepare a multiple$-$step income statement that would be used by external users

$\mathrm{.}3.$ Prepare a single$-$step income statement that would be provided to decision makers outside the company.