The following balances were obtained from the bank statement and depositor's records for the month ended January 31, 2022 Balance per depositor's ledger $93,000 Bank service charges appearing on the bank statement 200 NSF check from a customer that had been deposited Deposits in transit 3,000 10,000 Pay check no.490 was recorded wrongly in the ledger as $45,000 instead of $54,000 the correct amount In the bank reconciliation, how much is the correct cash balance per the depositor's records on January 31, 2022?