The following budgeted information has been provided by Aldo, Inc.:

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* Projected sales for September are $120,000. Cash receipts from sales totaled $136,000 during September.

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* Cash disbursements for purchases of materials are expected to be $68,000 during September.

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* Variable operating costs are budgeted at 25% of sales.

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* Out-of-pocket fixed operating costs are budgeted at $29,000 monthly. Depreciation expense of $7,000 will also be recorded each month.

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* The cash balance on September 1st was $10,000. Jareds goal is to maintain at least a $22,000 cash balance each month by the end of September.

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How much will Aldo have to borrow during September in order to maintain the $20,000 minimum cash balance?