The following financial information is available for Swifty Corporation (in millions) Average common stockholders' equity Dividends declared for common stockholders Dividends declared for preferred stockholders Net income 2022 $3,000 300 30 600 2021 $3,100 689 30 650 Calculate the payout ratio and return on common stockholders' equity for 2022 and 2021. (Round answers to 1 decimal place, es. 12.5%) 2022 2021 Payout ratio 0.5 % 1.06 % Return on common stockholders equity % 96