The following information has been extracted from the financial statements and notes thereto of XYZ Ltd, consultants.

Description	2020	2019
Services Revenue	1,160,000	1,150,000
Interest Expense	46,000	53,000
Income tax expense	89,200	106,000
Profit	105,000	112,200
Preference dividends	5,600	5,600
Total assets	1,080,000	1,110,000
Total Liabilities	600,000	660,000
Preference share capital	124,000	124,000
Ordinary share capital	220,000	200,000
Retained earnings	136,000	126,000

You are required to Answer:

Calculate the following ratios for 2020

return on assets

return on ordinary equity.

Calculate the following ratios for 2019 and 2020:

profit margin

debt ratio

times interest earned.

Analyse the companys profitability and financial stability.