The following information is provided relating to a stream of cash flows: Year Amount of cash flow 1-6 $20,000 per year (payments at the end of the year) 7-11 $16,000 per year (payments at the end of the year) Assume an interest rate of 6% compounded annually. Calculate the present value of the stream of cash flows above using 4.9173 and 4.2125 as factor values for 6% and 6 and 6% and 5 respectively